Serving Manhattan, The Bronx, Queens, Brooklyn, and Staten Island
Insurance is always about protecting yourself and possibly your livelihood from financial risk. One accident can cost you tens of thousands of dollars and sometimes it can cost you a business or even a career.
Trucks must be protected by insurance, and if you drive a dump truck, you must protect it. If you need Dump Truck Insurance in New York City, contact us.
What Is Dump Truck Insurance?
Dump Truck Insurance is another form of the standard types of truck insurance that is offered these include:
- Liability insurance
- Physical damage insurance
- and possibly Motor truck cargo insurance
- possibly Rental Reimbursement with Downtime coverage
The two most basic parts of liability insurance are Property Damage coverage and Bodily Injury coverage. This coverage will take care of people injured or property damaged in an accident if you are at fault. Coverage can include medical expenses, hospital, lost earnings, pain and suffering, long term nursing care, funeral expenses.
If property is damaged, the cost of repair or replacement is covered.
Legal defense is covered too if necessary.
Physical Damage Coverage
Physical damage coverage includes collision insurance, comprehensive insurance, and fire and theft with combined additional coverage. If you collide with another object and your truck overturns or rolls, collision insurance will cover your losses.
Comprehensive covers you if your damage is the result of something else besides a collision.
Fire and theft insurance with CAC is like comprehensive but coverage is more limited to certain specifics.
Motor Truck Cargo Insurance
Motor Truck Cargo Insurance protects the value of your haul, including dirt, sand, gravel, stones or other items.
Rental Reimbursement with Downtime Coverage
This coverage assists with rental costs of a replacement vehicle.
Types of Dump Trucks Insured
We can help your with dump truck insurance with several types of trucks. These include:
- Standard dump truck
- Transfer dump
- Gravel truck
- Six or 10 wheeler
- Super dump
- and more!
Don’t Take Any Unnecessary Risks
Choose the right combination of dump truck insurance and you can not only reduce your liability and risk but save money. We will provide you with excellent personal service.
Don’t take any unnecessary risks. Call us so you can review coverage with an agent. He or she will find the right plan for you at a price that will save you money.