Serving Manhattan, The Bronx, Queens, Brooklyn, and Staten Island
If you own or manage a business that uses a tow truck to generate much of its revenues, you need tow truck insurance to protect your assets or the assets of your firm. If you have a tow truck and you use it, you need to protect your business. Take no chances if that truck is involved in an accident.
If you are looking for two truck insurance in New York City, contact us today.
What Is Tow Truck Insurance
Tow truck insurance is insurance that covers both your truck and the vehicle you are towing if you are involved in an accident. If your truck is damaged or causes damage, you are covered. If the vehicle you are towing is damaged or causes damage, you are covered.
Types of Tow Truck Insurance
Liability insurance is insurance that covers you if you are liable for damage caused during an accident with your vehicle. There are two basic parts to Liability Insurance. One is Property Damage, and the other is Bodily Injury.
Property Damage covers the cost of repairs or replacement of someone’s property if you damage or destroy it in an accident that is your fault. Usually, this is another vehicle but it could be other property.
Bodily Injury covers injury to people if you are at fault. This will take care of medical expenses, hospital charges, lost earnings, pain and suffering, long term nursing care and funeral expenses.
Liability will also cover legal defense costs if needed.
Physical Damage Coverage
Collision, comprehensive, and fire and theft with additional coverage is included in Physical Damage insurance. If you hit another object and your vehicle rolls or turns over, collision covers you. If your damage is the result of something other than a collision, comprehensive covers you.
Fire and theft with additional coverage is a form of limited comprehensive.
Medical Payments Insurance
You can also get Medical Payments insurance that will cover you and your passengers’ medical expenses no matter who is at fault.
Uninsured or Underinsured Motorist Insurance
You may be in an accident with some who does not have insurance or enough insurance to cover their liability to you when they are at fault. If this happens, uninsured and underinsured coverage will take care of your losses. This coverage can vary state by state.
This coverage can include:
- Uninsured Motorist Property Damage
- Uninsured Motorist Insurance
- Underinsured Motorist Insurance
Types Of Businesses That May Need Tow Truck Insurance
These will usually include:
- Roadside service providers
- Auto club contractors
- Rotational towing
- Auto body shops
- Auto mechanical repair
- Full service stations
- Auto salvage and auction haulers
Don’t Take Any Risks.
We can find the right tow truck policy for you.
We can help you:
- save money
- reduce risk
And we will provide you with excellent personal service.
Don’t take any risks. Call us today, and we can review coverage with you. We’ll find the right plan for you at the right price.