Serving Manhattan, The Bronx, Queens, Brooklyn, and Staten Island
You may or may not know this, but some people in the legal profession see accidents with trucks as an opportunity to cash in. If you use a truck in your business, you have to take serious action to limit your potential losses and risks.
If you need truck insurance in New York City, call us today.
What Is Truck Insurance
Commercial truck insurance can include a number of types of insurance:
- Owner/operator insurance
- Motor carrier insurance
- Private carrier insurance
Owner/operators need special truck insurance products to make sure they are fully covered and protected, reducing their risks. If you are under a permanent lease to a motor carrier, your insurance needs may be largely met by that carrier. When you are working on their behalf, you often will be covered by primary liability insurance.
You may, however, need to purchase additional insurance such as:
- Non-Trucking Liability Insurance
- Physical Damage Coverage
- Motor Truck Cargo Coverage
As an owner/operator you should discuss your insurance needs with one of our agents to make sure you are well-covered and getting the best coverage for your dollar.
If you are working on your own you will need all of the standard insurance coverages. Speak with one of our agents to determine your needs among various types of truck insurance:
- Liability Insurance
- Physical Damage Insurance
- Motor Truck Cargo Insurance
- Motor Truck General Liability Insurance
Motor carriers also need a special set of mandatory and optional coverage to make sure they minimize their risks and obey all requirements.
Liability insurance is mandatory for motor carriers. This includes both Bodily Injury insurance and Property Damage insurance. Motor carriers should also consider optional insurance including:
- Physical Damage coverage
- Medical Payments insurance
- Uninsured motorist insurance
- Motor Truck Cargo insurance
Private carrier insurance provides coverage when you are responsible for hauling goods in your own truck. Insurance coverage can include:
- Liability insurance
- Bodily Injury Liability insurance
- Property Damage Liability insurance
- Physical Damage insurance
- Medical Payments insurance
If you are a private carrier, you should speak with one of our agents to determine the best insurance package for your needs.
Types of Trucks We Insure
We can provide commercial truck insurance for a number of types of trucks. These include:
- Flatbed trailers
- Box trucks
- Auto hauler trailers
- Dump trucks
- Front loaders
- Garbage trucks
- Tank trucks
- Pickup trucks
- And more
You Don’t Have to Take Any Chances
We can find the right truck policy for you. We can help you save money, reduce risk, and we will provide you with excellent personal service.
Don’t take any chances. Call us so you can review coverage with an agent. He or she will find the right plan for you at a price you can afford.